Privacy Policy

Last Update: March 2024

This Privacy Policy outlines the practices of US National Credit Solutions regarding the collection, use, and disclosure of personal information in connection with our services.

1. Information We Collect:

We may collect and process the following types of information:

  • Personal Information: This includes names, contact information, and other personally identifiable details.
  • Messaging Data: In the context of messaging services, we may collect and store message content, sender and recipient information, and related data.
  • Usage Information: We may collect information about how you use our services, such as log files, IP addresses, device information, and other analytics data.

2. How We Collect information:

Phone number is collected through the brand website/web form/contact page “OPT-IN CONSENT: By submitting your phone number, you are authorizing to send you text messages and notifications. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us.”

3. How We Use Your Information:

  • We use the information we collect for various purposes, including:
  • Providing and maintaining our services.
  • Improving, personalizing, and developing new features.
  • Analyzing usage patterns and trends.
  • Communicating with you about our services.

4. Data Sharing:

We may share your information with third parties in the following circumstances:

• To comply with legal obligations.

• To protect our rights or the rights of others.

“No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.”

As part of your relationship with us, and to provide you with the services or products you requested, you acknowledge and agree that:

  • We use Method Financial (“Method”), a third party service, to validate your identity and prevent fraud. You authorize your wireless carrier to use or disclose information about you and your wireless device, if available, to Method or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See Method’s Privacy Policy for how they treat your data;
  • You authorize Method to obtain a consumer report and information about you from one or more consumer reporting agencies (“credit pull”). You understand the credit pull is a soft inquiry that will not impact your credit score. Method will use this information solely in connection with identifying and obtaining data on your liability/debt accounts such as account number, type, balance, interest rate, payoff information, late fees, payment history, etc. (“Account Data”);
  • You authorize and direct Method to act on your behalf to access and obtain the Account Data from your financial institutions, lenders, creditors, and service providers, or any of their third parties, and you consent to Method sharing the Account Data with us. Your authorization, direction, and consent remains effective for the duration of your business relationship with us, solely for the purpose of providing you with services or products that you may request from us from time to time;
  • You acknowledge and agree to Method’s Privacy Policy ( and Terms of Service (

5. Your Choices:

You have choices regarding the information we collect and how it’s used, including the ability to opt-out of certain data collection.

6. Security:

We implement reasonable measures to protect your information from unauthorized access or disclosure.

7. Changes to This Privacy Policy:

We may update this Privacy Policy from time to time, and any changes will be posted on this page with an updated date.

8. Contact Us:

If you have any questions or concerns about this Privacy Policy or our practices, please contact us at 800-863-7024